Fantastic opportunity for a Mortgage Loan Underwriter. The Mortgage Underwriter will work within the Mortgage division of the bank reviewing, evaluating, and rating mortgage applications and documents in an efficient manner under various and often strenuous deadlines while adhering to all applicable regulatory requirements and bank policies.
Mortgage Loan Underwriter Responsibilities:
Examines and evaluates documents such as application forms, inspection reports, product brochures, financial reports and other data to determine degree of risk, underwriting and market selection.
Accepts, prices and binds insurance within underwriting authority and brokers to other underwriters insurance beyond authority.
Prepares submissions; markets and negotiates with insurance companies on individual accounts.
Communicates orally or by correspondence in person and online, with account executives, clients and underwriters to obtain further information, quote rates, present proposals, explain company underwriting policies or service existing accounts.
All employees will be responsible for understanding and complying with the letter and spirit of all government regulations including, but not limited to the Bank Secrecy Act, that apply to the Bank’s specific operations.
Mortgage Loan Underwriter Requirements
Effective oral and written communication.
Critical Decision Making.
Education and Experience:
High school diploma or general education degree (GED)
7+ years of recent experience and/or training underwriting mortgage loans